When does redetermination happen for SSI?
By Hogan Smith
Updated 05/06/2025
If you receive Supplemental Security Income (SSI), your eligibility isn’t a one-time review. The Social Security Administration (SSA) conducts periodic redeterminations to ensure you still meet the financial and non-financial criteria for benefits. Understanding when redetermination happens—and how to prepare for it—can help you avoid interruptions in your SSI payments.
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What Is SSI Redetermination?
Redetermination is a review of your income, resources, and living arrangements to confirm that you still qualify for SSI. This process is different from a Continuing Disability Review (CDR), which focuses on whether your medical condition has improved.
How Often Does SSI Redetermination Occur?
Redetermination frequency depends on your circumstances:
- Every 1 to 6 years – Most recipients are reviewed every 1 to 6 years, depending on how likely it is that their financial or living situation might change.
- Triggered reviews – If the SSA receives information suggesting a change in your income, assets, or household, they may initiate a redetermination at any time.
Types of Redetermination
There are two main types:
Scheduled Redetermination
This is a routine review. SSA contacts you in advance and usually conducts the review by phone, in person, or by mail.
Unscheduled (Triggered) Redetermination
This occurs when there’s a reported or discovered change—like a new job, a change in living arrangements, or a bank account showing excess resources.
What to Expect During Redetermination
During redetermination, you’ll be asked to provide:
- Recent bank statements
- Pay stubs or income verification
- Information about living arrangements
- Proof of resources (e.g., vehicles, property, savings)
You must respond promptly and accurately. Failing to cooperate or provide documentation can result in suspension or termination of your benefits.
How to Prepare for a Redetermination
- Keep accurate records of your income, bank accounts, and living expenses.
- Report any changes to the SSA immediately—this includes moving, starting or stopping work, or changes in who you live with.
- Respond quickly to any SSA notices about a redetermination interview or requested documents.
- Stay organized by maintaining copies of everything you send to the SSA.
How Hogan Smith Can Help You
At Hogan Smith, we assist SSI recipients in preparing for and navigating redeterminations so they can keep their benefits intact. We can:
- Help you gather and organize the right documents
- Review your financial and living arrangements for potential issues
- Represent you if your SSI is reduced or terminated after redetermination
- Guide you in communicating with the SSA clearly and effectively
Contact Hogan Smith Today
Don’t let a redetermination catch you off guard. Contact Hogan Smith today for a free consultation. Our team will walk you through the process and help you stay compliant, prepared, and protected.
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