What triggers a redetermination review?
By Hogan Smith
Updated 04/18/2025
A redetermination review is the Social Security Administration’s (SSA) way of reassessing your financial and living situation to ensure you're still eligible for Supplemental Security Income (SSI) benefits. Unlike medical reviews, redeterminations are focused on non-medical eligibility factors such as your income, resources, and household composition.
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What Can Trigger a Redetermination Review?
Redeterminations may be scheduled routinely or triggered by changes in your situation. Here are the most common triggers:
Routine Scheduled Reviews
- SSA conducts periodic reviews (usually every 1 to 6 years) based on the stability of your financial and living circumstances.
- If your situation is more likely to change frequently, SSA may perform a redetermination annually.
Change in Income
- You or someone in your household starts earning income, gets a raise, or begins receiving another type of benefit (e.g., unemployment, pensions).
- Even temporary income can trigger a review.
Change in Living Arrangements
- You move in or out of someone’s home.
- Someone moves in or out of your home.
- The way rent or bills are shared changes.
Change in Resources
- Your assets (like bank accounts, property, or vehicles) exceed SSA’s $2,000 individual / $3,000 couple limit.
- Receiving an inheritance or settlement can also trigger a review.
Change in Marital or Household Status
- Getting married, divorced, or widowed.
- Someone else in your home starts receiving benefits or earns income.
Reported or Detected Errors
- SSA receives new information from other agencies (like IRS or state programs).
- A discrepancy in records or failure to report changes can prompt a redetermination.
How to Stay Prepared
To avoid unexpected redeterminations or benefit suspensions, keep SSA informed about any changes within 10 days. Always maintain:
- Up-to-date bank records and pay stubs
- Documentation of household expenses
- Records of resource changes (like buying/selling a car)
How Hogan Smith Can Help You
A redetermination doesn’t have to be stressful. At Hogan Smith, we:
- Review your current income and assets to make sure you're in compliance
- Help you organize documents and respond quickly to SSA requests
- Represent you if there’s a dispute or overpayment claim
Contact Hogan Smith Today
If you've received notice of a redetermination—or if you’ve had a recent change that may trigger one—contact Hogan Smith for a free consultation. We’ll walk you through your options, help you stay compliant, and ensure you continue receiving the benefits you deserve.
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