Why Reporting Changes Is Important

The SSA needs accurate, up-to-date information to determine your continued eligibility for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Certain changes in your life can affect the amount of your benefits or your eligibility to receive them.

Types of Changes You Must Report

You are required to report any changes that could impact your eligibility or the amount of your disability benefits. These include:

• Return to Work or Change in Work Activity: If you start working, stop working, change jobs, or your hours or pay rate change, you must report it. The SSA uses this information to determine if you’re still disabled under their rules.
• Changes in Income: Any additional income, whether from a job, self-employment, or other sources, must be reported, especially for SSI recipients.
• Changes in Living Arrangements: If you move, change your household, or start living with someone new, it can affect your SSI payment.
• Changes in Marital Status: Getting married, divorced, or separated should be reported right away.
• Improvement in Medical Condition: If your health improves and you are no longer disabled, you must inform the SSA.
• Leaving the Country: If you plan to travel or live outside the U.S. for 30 days or more, it could impact your eligibility.

How to Report Changes to the SSA

You have several options to report changes:

• Online: You can use your My Social Security account at www.ssa.gov to report certain changes, especially related to work activity.
• By Phone: Call the SSA directly at 1-800-772-1213 (TTY 1-800-325-0778). Representatives are available Monday through Friday from 8 a.m. to 7 p.m.
• In Person: Visit your local Social Security office. It’s a good idea to schedule an appointment to avoid long wait times.
• By Mail: You can send written updates to your local SSA office. Always include your Social Security Number and keep a copy for your records.

When to Report

Changes must be reported immediately, or at the latest, within 10 days after the end of the month in which the change occurred. For example, if you return to work in April, you must report it by May 10. Delays can lead to overpayments or other issues.

Keep Documentation

Always keep copies of everything you submit or receive from the SSA. It’s helpful to keep a file with letters, medical records, receipts, and a log of any phone calls, including dates and names of representatives you spoke with.

Penalties for Failing to Report

Not reporting changes can have serious consequences, such as:

• Overpayment: You may be required to pay back benefits you were not eligible for.
• Benefit Suspension or Termination: Your payments may be stopped if the SSA discovers unreported changes.
• Penalties: In some cases, the SSA may impose fines or other penalties.